"I will fight a carrier on the phone to get your claim paid."
Small business is hard. I'm here to make sure a leaky pipe or a tripped customer doesn't send you back to a basement eating government cheese. Let's get you covered.
Every trade has different risks. Linda covers them all.
No jargon. No 47-page PDFs. Just Linda.
Your "Membership Fee." Pay this and I'm in your corner. Think of it as a monthly retainer for your own personal insurance warrior. (That's me.)
Your "Skin in the Game." You pay the first little bit, the big corporate guys pay the rest. I make sure this number doesn't make you cry.
The "Gas Tank." It's the total the insurance company will cough up before they say No Mas. We pick the right size tank for your business.
The "I Didn't Mean To" policy. Somebody trips, something breaks, your work causes a problem β this is what pays. 90% of small businesses need this first.
I've been in Minnesota for 30 years. I've seen it all, I've heard it all, and I've probably insured most of it. I don't care if you're a one-man-band or a fifty-person operationβI will fight a carrier on the phone to make sure your claim gets paid.
(Okay, never in a parking lot. But I will be very loud on that phone.)
β I explain what you're buying before you buy it
β I call you when you're overpaying β even on a Sunday
β I've never sold anyone coverage they didn't need
Linda knows exactly what your trade needs.
Business Consultants
$600β$1000/yr
Professional errors and omissions
Get covered β02Carpet Cleaners
$700β$1000/yr
Damage to client flooring
Get covered β03Dog Groomers
$500β$800/yr
Pet injury during grooming
Get covered β04Event Planners
$500β$900/yr
Event cancellation or vendor liability
Get covered β05Handymen
$800β$1200/yr
Workmanship damage claims
Get covered β06House Cleaners & Cleaning Businesses
$600β$900/yr
Slip and fall at client property
Get covered β07Landscapers & Lawn Care
$900β$1400/yr
Property damage during service
Get covered β08Personal Trainers
$400β$600/yr
Client injury during session
Get covered β09Photographers
$350β$500/yr
Equipment damage or theft
Get covered β10Pressure Washers
$800β$1100/yr
Property damage from high-pressure water
Get covered β11Tutors & Instructors
$300β$500/yr
Professional liability for advice
Get covered β12Window Cleaners
$900β$1300/yr
Fall injury or glass breakage
Get covered βGood. You should be scared. Running a business without coverage is terrifying. Linda fixes that.