Linda Cupp β€” Minnesota Small Business Insurance

"I will fight a carrier on the phone to get your claim paid."

NEXT Insurance Partner Β· Licensed in Minnesota

I'm Not Just Your Agent.
I'm Your Human Shield.

Small business is hard. I'm here to make sure a leaky pipe or a tripped customer doesn't send you back to a basement eating government cheese. Let's get you covered.

Get a Quote β†’
Licensed Agent
No Obligation
30 Years in MN
β˜…"Linda called me at 9 PM on a Sunday to tell me I was overpaying."β€” Tom B., St. Paul
β˜…"She's a whirlwind in a blazer, but she saved my coffee shop."β€” Maria K., Minneapolis
β˜…"Linda fought my claim like it was a personal vendetta. I've never felt more protected."β€” Dave R., Duluth
β˜…"I didn't even know I needed that coverage. Linda did."β€” Priya S., Bloomington
β˜…"She literally found me $400 a year in savings while we were talking about her cat."β€” Rob M., Edina
β˜…"I called three agents. Linda was the only one who actually explained what I was buying."β€” Keisha W., St. Cloud
β˜…"My accountant said to get insurance. Linda made me actually want it."β€” JosΓ© M., Rochester
β˜…"Linda called me at 9 PM on a Sunday to tell me I was overpaying."β€” Tom B., St. Paul
β˜…"She's a whirlwind in a blazer, but she saved my coffee shop."β€” Maria K., Minneapolis
β˜…"Linda fought my claim like it was a personal vendetta. I've never felt more protected."β€” Dave R., Duluth
β˜…"I didn't even know I needed that coverage. Linda did."β€” Priya S., Bloomington
β˜…"She literally found me $400 a year in savings while we were talking about her cat."β€” Rob M., Edina
β˜…"I called three agents. Linda was the only one who actually explained what I was buying."β€” Keisha W., St. Cloud
β˜…"My accountant said to get insurance. Linda made me actually want it."β€” JosΓ© M., Rochester

Linda knows your business

Every trade has different risks. Linda covers them all.

For the people who actually build stuff.

The "Heavy Lifting" Bundle

For the people who actually build stuff.

If Larry falls off a ladder, we pay Larry. If a pipe bursts and ruins a client's floor, we handle it. You go back to work.

Workers' Comp + General Liability β†’

You mow it, they slip on it.

The "Dirt Happens" Bundle

You mow it, they slip on it.

Someone's going to blame you for something. It's not a matter of if β€” it's when. This stops their lawyer from becoming your problem.

General Liability + Equipment β†’

Fluffy bit someone. It happens.

The "Bites & Scratches" Bundle

Fluffy bit someone. It happens.

You love dogs. Dogs love you. Sometimes they express that love with teeth. Professional Liability so the grooming shop survives the drama.

Professional Liability + General Liability β†’

Linda's "What the Heck is This?" Dictionary

Insurance in plain English.

No jargon. No 47-page PDFs. Just Linda.

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Premium

Your "Membership Fee." Pay this and I'm in your corner. Think of it as a monthly retainer for your own personal insurance warrior. (That's me.)

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Deductible

Your "Skin in the Game." You pay the first little bit, the big corporate guys pay the rest. I make sure this number doesn't make you cry.

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Aggregate Limit

The "Gas Tank." It's the total the insurance company will cough up before they say No Mas. We pick the right size tank for your business.

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General Liability

The "I Didn't Mean To" policy. Somebody trips, something breaks, your work causes a problem β€” this is what pays. 90% of small businesses need this first.

Why Linda?

30 years. Every industry. Zero nonsense.

I've been in Minnesota for 30 years. I've seen it all, I've heard it all, and I've probably insured most of it. I don't care if you're a one-man-band or a fifty-person operationβ€”I will fight a carrier on the phone to make sure your claim gets paid.

(Okay, never in a parking lot. But I will be very loud on that phone.)

βœ“ I explain what you're buying before you buy it

βœ“ I call you when you're overpaying β€” even on a Sunday

βœ“ I've never sold anyone coverage they didn't need

Linda Cupp

Find your business

Linda knows exactly what your trade needs.

Still scared?

Good. You should be scared. Running a business without coverage is terrifying. Linda fixes that.